Research

Research Articles

Asset allocation is the process of classifying your holdings among various securities such as shares, bonds, and liquid assets.

"Don't put all your eggs in one basket”  Why is Asset Allocation necessary? Read here.

Credit is a contract in which the borrower receives something of value immediately and pays for it later, usually with interest.

Why is Credit Products necessary? Read here.

Behavioural finance studies how subjective behavioural elements introduce distortions in  the individual’s  decision-making  process. These distortions are referred to as behavioural biases that prevent an investor from making rational and well-informed decisions.   

Why is Behavioural Biases necessary? Read here.

We live in a hyper-consumerist culture. Our interconnected world makes sure that we have everything in abundance, be it clothes or food. But living in a material world has its drawbacks- one being that the act of spending money often goes beyond just a transaction.

Read more about the article here.

vESG has been a revelation when it comes to shaping industries and taking actions that lead to a progressive future. ESG on its own carries forward a legitimate cause that is only shaped by our actions. In its true essence, ESG is only fulfilled when economic agents do not have other self-fulfilling actions in place.

Read more about ESG here.

The word "budget" makes us think of detailed spreadsheets, strict allocations and an endless cycle of penny-pinching sacrifices. While traditional budgeting methods have their merits, they aren't a one-size-fits-all solution. For those seeking a more flexible and personalized approach to managing their money, unconventional methods offer a refreshing alternative.

Read more about Budgeting Methods here.

Investing is putting money to work in order to generate a return. This return can come in the form of income, such as dividends or interest, or in the form of capital gains, which is the appreciation in the value of an asset over time.

Why is Personal Finance necessary? Read here.

Taxes. Just the word makes us feel a spectrum of emotions. Taxes are the lifeblood of governments, funding everything from infrastructure to education to social programs but there’s no one way to tax the country, and the way they are structured can have a big impact on our society.

Read more about Taxes here.